Filings and Certificate of Insurance
Filings and Certificates of Insurance
We offer state and federal filings, otherwise known as “financial proof of responsibility”. These filings are a guarantee to the government that you are carrying sufficient truck insurance protection.
Commercial Truck Filings include:
Federal Filings
State Filings
Sectors that do not require Federal or State filings
Certificate of Insurance
Federal Filings
We offer federal filings for trucking businesses that engage in:
Interstate Trucking
Hauling hazardous cargo (placard)
For-hire trucking (common, contract)
For-hire passenger transportation
For example, you are required to have a federal filing if you are a motor carrier engaged long haul trucking, regional trucking or if you are specialist. For-hire truckers hauling nonexempt commodities across the state line must also carry a federal filing. The filings required for these types of businesses are the BMC-34 filing and the BMC-32 form.
Federal filings are not required for businesses that never cross state lines or engage intrastate trucking.
State Filings
If you haul exempt commodities you are required to submit a state filing unless you are in one of the following states:
Alaska
Arizona
Delaware
Florida
Hawaii
Maryland
Nevada
New Jersey
Oregon
Pennsylvania
Vermont
Wyoming
State filings for intrastate exempt commodity haulers are the Form E Filing, the Form F Filing, and the Form H Filing.
Other Filings and Certificates of Insurance (COI)
Other reasons besides trucking authority might require a business to submit proof of insurance. For example, drivers with probationary licenses or owners of oversized vehicles may need a non-trucking filing or a certificate of insurance (COI).
Sectors that Do Not Require Federal or State Filings
The following are considered unregulated trucking sectors that do not require a federal or state registration.
Private carriers hauling their own goods, such as manufacturers, farming and retail operations.
Owner operators hauling under someone else’s authority, such as a truck owner leased on to a motor carrier.
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